Lending Guidelines


Our knowledgeable underwriters will help you find a solution to even the most difficult deals. Flexible lending guidelines allow us to customize every part of your clients’ mortgage – think open terms, interest only, and fast funding.

Residential1st Mortgages2nd Mortgages
Max LTV75%75%
Lending AreasMajor Centres of BC, AB and ONMajor Centres of BC, AB and ON
Minimum BeaconNONE - LTV reduced if < 500NONE - LTV reduced if < 600
Min/Max Mortgage$50,000 - $5million$50,000 - $3million
IncomeStated IncomeStated Income
GDS/TDSNONE - deal must make senseNONE - deal must make sense
Purpose of FundsPurchase, Refinance, Revenue Property, InteraliaPurchase, Refinance, Revenue Property, Interalia
Terms1-2 years (OPEN terms STANDARD)1-2 years (OPEN terms STANDARD)
Amortization40 years 40 years
Lender Fee1%1.5%
RatesCurrent RatesCurrent Rates

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